Reinstatement puts the original loan agreement back on solid ground. The homeowner pays the entire loan default amount plus interest, attorney and late fees, taxes and missed payments.

Repayment Plans

Loan defaults can be resolved by working out a repayment plan with the lender. This enables the homeowner to repay part of the delinquency each month along with regular monthly installments. This solution can be viable when financial circumstances have stabilized, but is not a good option for homeowners still dealing with hardship.

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Ildiko and Kate’s honest, hard and supportive work during the many months was incredible. This has brought me such peace of mind. Finally, I am able to breathe.”

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